Kealee Finance & Trust was built to solve the biggest problem in project payments: trust between homeowners and contractors when money is on the line.
Too many building projects end in frustration. Homeowners worry about paying for incomplete work. Contractors worry about not getting paid at all. The lack of trust slows down projects, drives up costs, and leaves everyone unsatisfied.
We created Kealee Finance & Trust to eliminate that uncertainty. Our platform holds project funds in secure escrow accounts, releases payments only when work is verified, and gives both parties a clear view of every dollar at every stage.
FDIC insurance per depositor
Contractor payout after approval
Account setup time
Maximum escrow fee, any project size
A simple, secure process that protects both sides of every transaction.
You and your contractor agree on the scope, price, and milestones for the project. These milestones become the payment schedule in Kealee. Each milestone has a clear deliverable and a dollar amount attached.
You deposit the project funds into your personal FDIC-insured escrow account. The money is held securely and cannot be accessed by anyone without your approval. The contractor can see that funds are available, giving them confidence to begin work.
As each milestone is completed, the work is verified by your project manager (or self-verified for escrow-only accounts). You review the verification, check progress photos, and approve the payment release with a single tap.
Once approved, the milestone payment is released to the contractor within 24-48 hours. Your budget dashboard updates automatically. This cycle repeats for each milestone until the project is complete.
Your financial data and funds are protected by the same standards used by major banks.
SOC 2 Type II certified for security and availability
Bank-level SSL encryption for all data in transit
Funds insured up to $250,000 per depositor
PCI-DSS Level 1 compliant for payment processing
All escrow funds are maintained in regulated trust accounts held at FDIC-insured banking institutions. Funds are segregated from operating capital and audited regularly to ensure compliance.
Personal and financial data is encrypted at rest and in transit. We perform regular security audits, penetration testing, and vulnerability assessments. Access to sensitive data is restricted by role-based controls.
Multi-factor authentication, identity verification, and real-time transaction monitoring protect against unauthorized access and fraudulent activity.
Kealee operates in compliance with applicable state and federal regulations for financial services and escrow management in the Maryland and District of Columbia jurisdictions.
Our values shape every decision we make, from product design to customer support.
Project finance should not require a law degree to understand. We use plain language, clear dashboards, and straightforward fee structures so everyone knows where they stand.
We designed our platform to protect homeowners and contractors equally. Good work deserves prompt payment. Payments deserve verified work. Both are non-negotiable.
We treat your money and data with the highest level of care. Bank-level encryption, FDIC insurance, and rigorous compliance are built into everything we do.
We know the DC-Baltimore corridor inside and out -- the contractors, the permit offices, the inspection processes. Local expertise means better service for our clients.
Our platform automates the tedious parts of project finance so you can focus on what matters: getting your project done right, on time, and on budget.
From our internal operations to the contractors on our platform, we hold everyone to high standards. Verified credentials, documented work, and auditable transactions.
Kealee Finance & Trust is headquartered in the DC-Baltimore corridor, one of the most active building markets in the Mid-Atlantic region. Our deep knowledge of local regulations, permitting processes, and the contractor landscape gives our clients an edge.
Whether you are renovating a row house in Baltimore, building an addition in Bethesda, or managing a commercial project in DC, our team understands the local context that makes your project unique.
Baltimore, Montgomery County, Prince George's County, Howard County, Anne Arundel County
All wards and neighborhoods across the District
Arlington, Fairfax, Loudoun, and surrounding areas
Set up your escrow account in minutes and start building with confidence.