FDIC Insured • Bank-Level Security • Full Project Management

Your Money is ProtectedYour Project is Managed

Secure payments, real-time budget tracking, vetted contractors, and a dedicated project manager — all in one platform.

Funds insured up to $250,000Vetted contractors onlyReal-time budget tracking

The Biggest Fears in Building Projects

"What if the contractor disappears with my money? What if the project goes over budget? How do I know if the work is done right?"

73%

worry about payments

$14K

avg loss when things go wrong

68%

projects go over budget

45%

disputes over payments

Kealee Solves All of This

Your money stays in a secure account you control. You get a dedicated project manager who verifies work before you pay. Real-time budget tracking catches overruns before they happen. And you only work with vetted, insured contractors.

THE COMPLETE PLATFORM

More Than Just Payment Protection

Kealee is a full project management platform. Your escrow account connects to everything — budget tracking, contractor management, permit coordination, and more.

Real-Time Budget Tracking

See exactly where every dollar goes. Get alerts before you go over budget. Compare actual vs. estimated costs.

Dedicated Project Manager

A real person assigned to your project. They verify work, coordinate contractors, and keep things on track.

Vetted Contractors Only

Every contractor is licensed, insured, and background-checked. We verify before they can bid on your project.

Permit Coordination

We handle permit applications, inspections scheduling, and compliance tracking. No city hall headaches.

Photo Documentation

Daily progress photos from the job site. See exactly what's happening without leaving your couch.

Smart Notifications

Get alerts for milestones, inspections, payment approvals, and budget updates. Stay informed, not overwhelmed.

Change Order Management

All changes documented, priced, and approved before work happens. No surprise charges at the end.

Schedule Tracking

Visual timeline shows what's done, what's next, and if you're on track. Know your completion date.

All Communication in One Place

Messages, documents, approvals — everything logged and searchable. No more digging through emails.

Everything Works Together

When a contractor completes a milestone, your PM verifies it, the inspection passes, you approve on your phone, and payment releases automatically. Budget updates in real-time. No manual tracking, no spreadsheets, no confusion.

PAYMENT PROTECTION

How Your Money is Protected

Bank-level security with you in complete control

FDIC-Insured Accounts

Your project funds sit in an FDIC-insured account. Protected up to $250,000 by the federal government.

Work Verified First

Before any money moves, your project manager inspects the work. No cutting corners, no paying for incomplete work.

You Approve Every Payment

One tap on your phone to approve. If you're not happy, the money doesn't move. Period.

Complete Transparency

Real-time dashboard shows exactly where your money is. Every transaction logged and visible.

Fair Dispute Resolution

If there's a disagreement, funds freeze while we help work it out. $150 flat fee, professional mediation.

Automatic Tax Docs

1099s, W-9 management, and payment records generated automatically. Tax time made easy.

How Payments Work

Automatic, secure, and always in your control

1

Contract Signed

You and contractor agree on work, price, and milestones

2

You Fund the Account

Money goes into your secure, FDIC-insured account

3

Work Gets Verified

PM inspects, inspection passes, you review

4

You Approve, They're Paid

One tap releases payment. Contractor paid in 24-48 hours

What Happens at Each Milestone

Contractor finishes a phase of work

Photos uploaded, completion submitted in the app

Your project manager verifies the work

On-site inspection, quality check, budget update

City inspection passes (when required)

We schedule and track all inspections for you

You tap "Approve" on your phone

Contractor paid within 24-48 hours. Budget updated automatically.

Fair for Everyone

Homeowners feel safe. Contractors get paid. Everyone wins.

For Homeowners

Your Money Stays Safe

Funds stay in your secured account until you're satisfied with the work. No chasing contractors for refunds.

For Contractors

Guaranteed Payment for Good Work

When you complete verified work, the money is already there waiting. No chasing homeowners for payment.

For Homeowners

Budget Tracking That Actually Works

Real-time updates, change order alerts, and cost comparisons. Know exactly where you stand financially.

For Contractors

Fast Payouts, No Waiting

Approved payments processed immediately. Funds hit your account within 24-48 hours.

For Homeowners

Your Own Project Manager

A real person who verifies work, coordinates schedules, and keeps contractors accountable.

For Contractors

Build Your Reputation

Successfully completed projects add to your verified track record. More trust means more work.

Easy Ways to Fund Your Project

Choose what works best for you. All methods are secure.

Recommended

Bank Transfer (ACH)

Connect your bank securely via Plaid

3-5 business days • No fees

Credit or Debit Card

Visa, Mastercard, American Express

Instant • 2.9% + $0.30 fee

Wire Transfer

For larger deposits over $50,000

Same day • $25 per transfer

256-bit SSL
PCI-DSS Compliant
SOC 2 Certified
FDIC Insured

Simple, Clear Pricing

You see exactly what you pay. No hidden charges.

Escrow Protection

1% of project value

Maximum $500 cap

  • FDIC-insured account
  • Unlimited milestones
  • Real-time budget tracking
  • Mobile app access

Full PM clients: Reduced to 0.5%

Payment Processing

2.9% + $0.30

Per transaction (card)

  • ACH transfers: No fee
  • Cards: 2.9% + $0.30
  • Wire: $25 flat fee
  • Powered by Stripe

Contractor payouts via Stripe Connect

Dispute Resolution

If you ever need it

$150

flat fee

Example: $50,000 Kitchen Remodel

Escrow Fee (1%)

$500 (capped)

ACH Funding

$0

Budget Tracking

Included

Total Cost

$500 (1%)

Want a dedicated project manager? See our full PM packages →

Common Questions

What happens if I'm not happy with the work?

Don't approve the payment. It's that simple. Your funds stay in the secure account until you're satisfied. If there's a dispute, we freeze the funds and help mediate a resolution that's fair for everyone.

Do I need a project manager, or can I just use escrow?

You can use escrow protection on its own — it works great for simple projects. For larger or complex projects, we recommend our PM packages for hands-on oversight. Either way, your money is protected.

How does budget tracking work?

When you set up your project, we create a budget from your contract. As milestones are completed and payments approved, the budget updates automatically. You'll see actual vs. estimated costs in real-time, plus alerts if change orders push you over budget.

How fast do contractors get paid after I approve?

Approved payments are processed immediately. Contractors typically see funds in their account within 24-48 hours, depending on their bank.

Is my money really safe?

Yes. Your funds are held in FDIC-insured accounts at our partner bank, protected up to $250,000. We use bank-level security with 256-bit encryption, and we're PCI-DSS and SOC 2 compliant.

What if my project goes over budget?

You'll see it coming! Our budget tracking shows you projections and alerts you to potential overruns before they happen. You can add more funds anytime. Any unused funds are refunded at project completion.

Ready to Start Your Project?

Protected payments. Real-time budget tracking. Vetted contractors. One platform.